Payment, refund and return payment business policies

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Payment, refund and return payment business policies

Payment methods and refund methods are defined in the POLICY, POLICYDESC, and POLICYCMD database tables. If the predefined payment methods and business policies do not meet the needs, you can add new ones. However, do not remove a Payment or ReturnPayment business policy; this could result in a broken payment term and condition.
The tables contain the following information:

POLICY

Defines the payment and refund methods used by a store or store group.

POLICYDESC

Stores the descriptive names of the policy (such as the short and long description).

POLICYCMD

Defines a set of payment command implementations for each payment policy.

Payment and refund business policies

The following table lists Payment business policies. These policies are used for both payment methods and refund methods. That is, the payment method name and the refund method name are all corresponding to the policyname in the policy.
Policy ID Business policy name Store entity Id Short description Long description Properties
-9800
VISA
-1
Visa payment method
Visa credit card used as a payment method while placing an order
attrPageName=StandardVisa
requireExplicit=true
paymentConfigurationId=default
compatibleMode=false
display=true
-9801
Master Card
-1
Mastercard payment method
Mastercard credit card used as a payment method while placing an order
attrPageName=StandardMasterCard
excludeFrom=defaultTC
requireExplicit=true
paymentConfigurationId=default
showQualifiedSensitiveData=false
compatibleMode=false
display=true
-9802
Check
-1
ACH
Electronic checks used as payment methods
attrPageName=StandardCheck
excludeFrom=defaultTC
requireExplicit=true
paymentConfigurationId=default
compatibleMode=false
display=true
-9803
AMEX
-1
American Express Credit Card
American Express credit card used as a payment method
attrPageName=StandardAmex
excludeFrom=defaultTC
requireExplicit=true
paymentConfigurationId=default
showQualifiedSensitiveData=false
compatibleMode=false
display=true
-9804
BillMeLater
-1
Bill is sent to customer
Bill is to be sent to customer after the order is placed
attrPageName=StandardBillMeLater
excludeFrom=defaultTC
requireExplicit=true
paymentConfigurationId=default
compatibleMode=false
display=true
-9805
COD
-1
Cash on delivery
Payment is due and payable upon delivery of goods.
attrPageName=StandardCOD
excludeFrom=defaultTC
requireExplicit=true
paymentConfigurationId=default
compatibleMode=false
display=true
-9806
LineOfCredit
-1
Line of Credit
A line of credit is used. Typically this is mapped to a predefined credit card number.
attrPageName=StandardLOC
excludeFrom=defaultTC
requireExplicit=true
paymentConfigurationId=default
compatibleMode=false
display=true
-9807
PayLater
-1
Pay later
Payment information is sent by the customer later.
attrPageName=StandardPayLater
excludeFrom=defaultTC
requireExplicit=true
paymentConfigurationId=default
compatibleMode=false
display=true
-9808

PayByPONumber
-1
Pay by purchase order number
Payment method is the PO number.
attrPageName=StandardPayByPONumber
excludeFrom=defaultTC
requireExplicit=true
paymentConfigurationId=default
compatibleMode=false
display=true
paymentConfigurationId

paymentConfigurationId is the payment configuration group. See Payment configuration group

attrPageName

Identifies the name of the JSP snippet (without the .jsp suffix) that is used to generate an HTML page to prompt the user for the payment attributes or parameters required by the payment policy. JSP snippets are available for processing standard credit card brands and other payment methods. See Sample: Payment method JSP snippets. There is no default value for this property.

display

Identifies whether the payment method should be displayed at the storefront for the shopper to use.

false

Shoppers cannot use this payment method.

true

The default value. Shoppers can use this payment method.

compatibleMode

Identifies whether this payment method uses payment plug-ins.

false

The default value. The payment method uses payments plug-ins.

true

The payment method integrates with Payment Service Provider by using non-plug-in mechanism provided by WebSphere Commerce version 5.x.

Return payment business policies

The following table lists which refund method to use when crediting a refund amount to the shopper. For example, the policy can define that the refund method should be the same as the original payment method, or that the refund method is always the line of credit.

Policy ID Business policy name Short description Long description Properties
-2002 DependentCreditSupport Refund with dependent credit support. Refund using original payment methods with dependent credit support.
-2001 UseOriginalPayment Refund using original payment method Refund using original payment method. None
This policy is the same as in previous releases. The Returns system identifies payment information from the original order.
-2000 Credit Refund using Line of Credit Credit used as a payment method while requesting a refund in association with an RMA. None
This policy is the same as in previous releases. The Returns system identifies Line Of Credit from the contract.

Related concepts

Payment methods
Refund methods
Payment instructions

Related tasks

Convert custom V5.x payment task or policy command implementations to a payment plug-in

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Policy ID	Business policy name	Store entity Id	Short description	Long description	Properties
-9800	VISA	-1	Visa payment method	Visa credit card used as a payment method while placing an order	attrPageName=StandardVisa requireExplicit=true paymentConfigurationId=default compatibleMode=false display=true
-9801	Master Card	-1	Mastercard payment method	Mastercard credit card used as a payment method while placing an order	attrPageName=StandardMasterCard excludeFrom=defaultTC requireExplicit=true paymentConfigurationId=default showQualifiedSensitiveData=false compatibleMode=false display=true
-9802	Check	-1	ACH	Electronic checks used as payment methods	attrPageName=StandardCheck excludeFrom=defaultTC requireExplicit=true paymentConfigurationId=default compatibleMode=false display=true
-9803	AMEX	-1	American Express Credit Card	American Express credit card used as a payment method	attrPageName=StandardAmex excludeFrom=defaultTC requireExplicit=true paymentConfigurationId=default showQualifiedSensitiveData=false compatibleMode=false display=true
-9804	BillMeLater	-1	Bill is sent to customer	Bill is to be sent to customer after the order is placed	attrPageName=StandardBillMeLater excludeFrom=defaultTC requireExplicit=true paymentConfigurationId=default compatibleMode=false display=true
-9805	COD	-1	Cash on delivery	Payment is due and payable upon delivery of goods.	attrPageName=StandardCOD excludeFrom=defaultTC requireExplicit=true paymentConfigurationId=default compatibleMode=false display=true
-9806	LineOfCredit	-1	Line of Credit	A line of credit is used. Typically this is mapped to a predefined credit card number.	attrPageName=StandardLOC excludeFrom=defaultTC requireExplicit=true paymentConfigurationId=default compatibleMode=false display=true
-9807	PayLater	-1	Pay later	Payment information is sent by the customer later.	attrPageName=StandardPayLater excludeFrom=defaultTC requireExplicit=true paymentConfigurationId=default compatibleMode=false display=true
-9808	PayByPONumber	-1	Pay by purchase order number	Payment method is the PO number.	attrPageName=StandardPayByPONumber excludeFrom=defaultTC requireExplicit=true paymentConfigurationId=default compatibleMode=false display=true

Policy ID	Business policy name	Short description	Long description	Properties
-2002	DependentCreditSupport	Refund with dependent credit support.	Refund using original payment methods with dependent credit support.
-2001	UseOriginalPayment	Refund using original payment method	Refund using original payment method.	None This policy is the same as in previous releases. The Returns system identifies payment information from the original order.
-2000	Credit	Refund using Line of Credit	Credit used as a payment method while requesting a refund in association with an RMA.	None This policy is the same as in previous releases. The Returns system identifies Line Of Credit from the contract.